Young Drivers Safety Tips
Insuring your car for the first time?
Here Are Young Drivers Safety Tips, If you are planning on insuring your car for the first time, it is important to understand what car insurance is and to put all things into context. Before you even started researching about car insurance you’ve probably heard a story or two about the whole process that can be confusing and sometimes misleading. Here we’ve picked up two popular assumptions .
Car Insurance: Myth or fact
Being a male under the age of 25 means that you will have to pay higher car insurance costs.
The cost of your car insurance depends on how risky the insurance company thinks you are to insure. The NSW Roads and Traffic Authority reports that younger drivers are over represented in road crash statistics where people under 26 make up 15% of driver licences but are involved in 36% of road fatalities.
If you fall into this demographic, it does mean that you are riskier to insure and you are more likely to pay more.
Good drivers don’t need insurance
Insurance is about protecting you, your passengers, and your vehicle. If there is a collision involving your car then injuries, damages, and legal liability are likely to result. Some drivers may be lucky enough to never be involved in a collision however accidents do happen and things can go wrong.
Insurance gives you that added protection and peace of mind knowing that you won’t be stranded with nowhere to turn in the event of an accident. If you don’t want to insure your car it is wise to at least get Third Party Property Damage insurance to cover you for damages you make to other people’s property.
Despite these factors there are ways for young drivers to actually lower their premium. One of the best ways to do this is through the completion of a driver education course. Not sure what that is? Driver education courses are designed to prepare new or young drivers with a solid foundation for their driving skills. These courses involve lectures along with actual in car lesson to prepare drivers so they can make smart, confident decisions on the road, and reduce the risk of collisions or unsafe driving. Read More